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Eliminate Your Debts and Get a New Start in Life

Chapter 7 is the most common type of bankruptcy filed in the United States and eliminates typically all of your unsecured credit card debt, medical bills, personal loans, debts from vehicle repossession and foreclosure. Chapter 7 filings can often be completed in about 3 to 4 months with the help of a skilled legal professional.

Filing for Chapter 7 bankruptcy immediately stops most creditor calls. Creditors are notified by the court that you have filed for bankruptcy and they must immediately stop their wage garnishments, foreclosure actions, and any type of collection efforts. This can be a huge relief for you, removing the intense pressure and harassment from creditors. We understand the constant stress that comes with falling behind on your bills, and we are here to help you today. Ending the collection calls and creditor harassment is just the first of many reliefs that Chapter 7 bankruptcy protection will bring you.

To find how Chapter 7 bankruptcy can help you, call us at (925) 278-6680.

Receiving a discharge of your debts in Chapter 7 means that creditors cannot hold you personally liable for the debts or seek collection actions against you for the debts. Be aware that by filing a petition under Chapter 7, you may lose certain unprotected assets. However, for most people in such financial distress that they are considering Chapter 7 bankruptcy, the types of property they hold, such as older vehicles, household items and retirement funds, can be protected by the available exemptions.

The Law Offices of E. Vincent Wood provides a free consultation that examines your current financial situation and can give you a better understanding of whether you qualify for Chapter 7 bankruptcy. We are here to help you.

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